2019 Plan Highlights and Summary of Benefits (SBC's)

What the plans cover and what it costs
The information is a SUMMARY of what the plan covers and what it costs.  More detailed information can be received directly from the carrier.  Please refer to the Summary of Benefits and Coverage for each plan to find out how to contact the provider for complete terms in the policy or plan document.

Definition of Terms

Co-payments

are fixed dollar amounts (for example, $15) you pay for covered health care, usually when you receive the service

Co-insurance

is your share of the costs of a covered service, calculated as a percent of the

allowed amount

for the service. For example, if the plan's

allowed

amount

for an overnight hospital stay is $1,000, your co-insurance payment of 20% would be $200.  This may change if you haven't met your

deductible

.

The amount the plan pays for covered services is based on the

allowed amount.

  If an out-of-network

provider

charges more than the

allowed amount

, you may have to pay the difference.  For example, if an out-of-network hospital charges $1,500 for an overnight stay and the

allowed amount

is $1,000, you may have to pay the $500 difference. (This is called

balance billing

.)

The plan may encourage to use

participating

providers by charging you lower

deductibles, co-payments and co-insurance

amounts.

Actives and Early Retirees


Medical Plan
Plan Highlights
Summary of Benefits and Coverage
Contra Costa Health Plan A
Plan Highlights
Summary of Benefits and Coverage
Contra Costa Health Plan B
Plan Highlights
Summary of Benefits and Coverage
Contra Costa A2 Plan
Plan Highlights
Summary of Benefits and Coverage
Health Net HMO Plan A
Plan Highlights
Summary of Benefits and Coverage
Health Net HMO Plan B
Plan Highlights
Summary of Benefits and Coverage
Health Net PPO Plan A
Plan Highlights Summary of Benefits and Coverage
Health Net Out of State PPO Plan A
Plan Highlights Summary of Benefits and Coverage
Kaiser HMO Plan A
Plan Highlights
Summary of Benefits and Coverage
Kaiser HMO Plan B
Plan Highlights
Summary of Benefits and Coverage
Kaiser High Deductible Health Plan
Plan Highlights
Summary of Benefits and Coverage
Kaiser Teamsters 856 Trust Fund Actives
Plan Highlights
Summary of Benefits and Coverage
Kaiser Teamsters 856 Trust Fund Early Retirees
Plan Highlights
Summary of Benefits and Coverage

Medicare Retirees                                                                                                    

Medical Plan
Plan Highlights
Summary of Benefits and Coverage
Contra Costa COB Health Plan A
Plan Highlights
Summary of Benefits and Coverage
Contra Costa COB Health Plan B
Plan Highlights
Summary of Benefits and Coverage
Health Net COB HMO Plan A                            
Plan Highlights
Summary of Benefits and Coverage
Health Net COB HMO Plan B
Plan Highlights
Summary of Benefits and Coverage
Health Net Seniority Plus Plan A
Plan Highlights
Summary of Benefits and Coverage
Health Net Seniority Plus Plan B
Plan Highlights
Summary of Benefits and Coverage
KPSA Plan A
Plan Highlights
Summary of Benefits and Coverage
KPSA Plan B
Plan Highlights
Summary of Benefits and Coverage