ARE YOU HAVING TROUBLE PAYING YOUR ANNUAL PROPERTY TAXES IN TWO INSTALLMENTS?
Would it help you to pay in monthly payments?
Unfortunately, our legacy tax systems cannot accept more than the two installments included with your annual property tax bill each year. However, there may be other solutions for you to consider:
Call your lender and Get Set up on an Impound Account. Many times, you can adjust your monthly mortgage payment through your lender to include your yearly property taxes. These amounts are added as part of your mortgage payment and then paid by your lender directly to our office on the required due dates. Banks will do this at no cost to you.
Set up a savings account with your bank. Open a savings account with your bank in which to make monthly installments toward your property taxes. To your current total tax amount, add about 3% to allow for rising valuations and voter approved measures that may show up on next year's bill. Divide that amount by 12 and put that amount into your interest earning savings account each month. You can then use the money set aside in the account to pay your property tax payments when due. There should be no cost to you, and you can also make a little interest as the money sits in the account.
Use a service like Easy Smart Pay. This is a new service that you can use to pay your secured property tax monthly via an ACH payment or a credit card (does not apply to supplemental property tax). The fee currently being charged is 1.99%. This rate is subject to change and it is provided by an outside vendor to facilitate your payment should you be unable to pay the taxes in two installments. When taxes are due and if you have paid the total amount due over this period, they will forward the payment to us on your behalf. This service is endorsed by us but is not affiliated with Contra Costa County.
Regardless of what option you choose, please remember the due dates are still November 1st, delinquent after December 10th, and February 1st, delinquent after April 10th. These dates apply to regular secured property taxes and not necessarily supplemental property taxes.